Commercial Mortgages

Commercial Mortgage

Tailored Financing for Business Properties

A Commercial Mortgages is an essential financial tool for any business or investor aiming to acquire or refinance commercial properties. Whether you're expanding your business premises, investing in commercial real estate, or consolidating debt, our tailored commercial mortgage solutions provide the necessary capital to achieve your objectives.

Key Features of Commercial Mortgages:

Competitive Loan-to-Value (LTV) Ratios: You can typically raise up to 75% of a commercial property’s value without requiring additional security, however, you can get loan to values of up to 100% if you do have additional security available in the form of other property that the additional value can be secured against.
Diverse Property Financing: We can source commercial mortgages on a wide range of property types, including offices, retail units, industrial facilities, hotels, and mixed-use developments, ensuring versatility to meet your specific needs.
Flexible Terms and Competitive Rates: You can benefit from loan terms extending up to 30 years, with interest rates generally falling between 6% and 12%. Lenders also offer interest-only options to suit various financial strategies.

Common Uses for Commercial Mortgages:

Property Acquisition: Secure funding to purchase new commercial properties for business operations or investment purposes.
Refinancing: Clients refinance property to secure lower terms, accessing equity for other investments, to consolidate debt and improve cash flow.

Why Choose Our Commercial Mortgage Services?

Extensive Lender Network: We are a whole-of-market brokerage; we collaborate with a broad spectrum of lenders, providing you with the flexible and competitive financing options you will require.

Personalised Service: Our experienced brokers take a hands-on approach, understanding your unique financial situation to structure bespoke deals that align with your goals.

Efficient Processing: We prioritise quick turnaround times, ensuring that your financing is secured promptly to meet your business timelines.